On July 16th the new FEMA National Flood Insurance Program Flood Insurance Rate Maps went into effect. A few things people should be aware of:
- Applications to the Planning or Zoning Boards should include actual, not assumed elevation data. This will provide the opportunity to properly assess the flood zone implications of the proposal.
- Applications to the Building Department should also include an elevation certificate and an appropriate survey plan illustrating ground elevation.
- All vertical datum should be in NAVD 88.
- If your project is located in the flood zone, the application should include an engineers determination of flood zone compliance.
- Projects with a value of 50% or more of the value of the existing structure will require bringing the structure up to flood zone compliant status.
- The Board of Appeals, under the “substantially more detrimental” determination reserves the right to require structures to be elevated even if the value is below this level.
We understand that continuing flood insurance coverage will require providing your insurance company with an elevation certificate. The Planning and Building Departments would like to encourage all residents to file copies of these certificates with our offices as well. This will improve our record keeping and ability to assist you in the future.